I&M On The Go Personal 3.11.314

I&M Bank – Freeware – Android
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Banking is facilitated with ease through the I&M App, offering convenient banking services on your device at any time and from anywhere.

The app provides a range of features, including:

<ol>
 <li>Self-registration & Login (Username + Password + Biometrics)</li>
 <li>Switch Context (Service agreement selection)</li>
 <li>Dashboard overview</li>
 <li>Accounts overview (Operative, Deposit, Loan, Savings accounts, and Credit cards)</li>
 <li>Mobile money (Send money to Mobile, Mpesa Pay Bill, Till)</li>
 <li>Local payments (Own, Within, Pesalink and RTGS)</li>
 <li>International payments</li>
 <li>KRA Payment</li>
 <li>Pesalink to phone</li>
 <li>Utility payments</li>
 <li>Airtime top-up</li>
 <li>Joint account payments approval</li>
 <li>Transaction History</li>
 <li>Statement</li>
 <li>Services Requests (Stop cheque and Lock/Unlock credit card)</li>
 <li>Manage Standing instructions</li>
 <li>Beneficiary management</li>
 <li>Profile management (View basic customer details, Add a profile picture and remove profile picture)</li>
 <li>Preference and settings (Change password, Disable transaction OTPs and Setup biometrics for Mobile apps)</li>
 <li>Step-up authentication (OTP via SMS and OTP via Email)</li>
 <LIINotifications</LI>
 <LIILogout.</LIILIII
 
The app also includes Digital Lending - I&M Bank's Unsecured Personal Loan feature. This unsecured personal loan is offered to existing bank customers after pre-scoring/pre-approval to meet short and medium-term financial needs.

Features of the Unsecured personal loan include:

<ul>
 <li>Loan minimum limit amount of KES 50,000</LIINotifications
 <LIILoan maximum limit amount of KES 3,000,000.</LIILII
 
The bank's Privacy Notice can be found<ahttps://www.imbankgroup.com/ke/information-security/privacy-notice/">Here</a>.

The Terms and Conditions for Personal Loans are available<ahttps://www.imbankgroup.com/ke/wp-content/uploads/sites/2/2022/03/TERMS-AND-CONDITIONS_Personal-Loans-Final.pdf">Here</a>.

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