Banking is facilitated with ease through the I&M App, offering convenient banking services on your device at any time and from anywhere.
The app provides a range of features, including:
- Self-registration & Login (Username + Password + Biometrics)
- Switch Context (Service agreement selection)
- Dashboard overview
- Accounts overview (Operative, Deposit, Loan, Savings accounts, and Credit cards)
- Mobile money (Send money to Mobile, Mpesa Pay Bill, Till)
- Local payments (Own, Within, Pesalink and RTGS)
- International payments
- KRA Payment
- Pesalink to phone
- Utility payments
- Airtime top-up
- Joint account payments approval
- Transaction History
- Statement
- Services Requests (Stop cheque and Lock/Unlock credit card)
- Manage Standing instructions
- Beneficiary management
- Profile management (View basic customer details, Add a profile picture and remove profile picture)
- Preference and settings (Change password, Disable transaction OTPs and Setup biometrics for Mobile apps)
- Step-up authentication (OTP via SMS and OTP via Email) <LIINotifications <LIILogout.</LIILIII The app also includes Digital Lending - I&M Bank's Unsecured Personal Loan feature. This unsecured personal loan is offered to existing bank customers after pre-scoring/pre-approval to meet short and medium-term financial needs. Features of the Unsecured personal loan include: Loan minimum limit amount of KES 50,000</LIINotifications <LIILoan maximum limit amount of KES 3,000,000.</LIILII The bank's Privacy Notice can be found<ahttps://www.imbankgroup.com/ke/information-security/privacy-notice/">Here. The Terms and Conditions for Personal Loans are available<ahttps://www.imbankgroup.com/ke/wp-content/uploads/sites/2/2022/03/TERMS-AND-CONDITIONS_Personal-Loans-Final.pdf">Here.
Overview
I&M On The Go Personal is a Freeware software in the category Business developed by I&M Bank.
The latest version of I&M On The Go Personal is 3.11.314, released on 05/18/2024. It was initially added to our database on 05/18/2024.
I&M On The Go Personal runs on the following operating systems: Android.
Users of I&M On The Go Personal gave it a rating of 4 out of 5 stars.
Pros
- Convenient way to access your I&M Bank account while on the move
- Ability to easily check account balances and transaction history
- Secure login with biometric authentication
- Capability to make payments, transfers, and manage standing orders
Cons
- May require stable internet connection for full functionality
- Could have limited features compared to desktop online banking
- Some users may face challenges with the app's user interface
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